Credit Rebuilding Plan: What to Do First (30-Day Starter Checklist)

Jun 12

1 min read

Updated: Sep 13

If you’re rebuilding credit, the first 30 days matter. This checklist helps you take the right steps in the right order.

30-day checklist

1) Pull your credit reports 2) List all debts + minimum payments 3) Set up payment reminders/autopay 4) Lower credit utilization where possible 5) Dispute obvious errors 6) Avoid new hard inquiries 7) Track your progress monthly

Need a personalized plan?

Submit the credit counseling form on our website and we’ll review your goals and build a step-by-step plan.

For more information about reviewing credit-report concerns and understanding available next steps, visit Trinity Credit Remedy.

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30-day checklist

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